Terms of Service
Everline Union Corporation Bank
Rue Ami-Lévrier 5/7, 1201 Genève, Switzerland
Email: info@primemetrofinance.com

1. Acceptance of Terms

By accessing, registering for, or using the online banking services provided by Prime Metro Finance Bank (“Prime Metro Finance”, “we”, “us”, or “our”), you (“you”, “user”, or “customer”) agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, please do not use our services.

These Terms govern your use of our website, mobile apps, online banking portal, and any other services we offer.

2. Eligibility

To use our banking services, you must:

• Be at least 18 years old;

• Possess the legal capacity to enter into binding contracts;

• Provide accurate and complete information during registration;

• Use the services in accordance with these Terms and applicable laws.

3. User Accounts and Security

When you register for an account with Prime Metro Finance:

• You are responsible for maintaining the confidentiality of your login credentials.

• You agree to notify us immediately at info@primemetrofinance.com if you suspect unauthorised access to your account.

• You are solely responsible for all activity under your account, unless it results from our negligence or fraud.

4. Services Provided

We offer a range of digital banking services, including but not limited to:

• Account management

• Funds transfer and bill payment

• Loan applications

• Digital wallet services

• Card management

• Transaction history and statement downloads

We reserve the right to modify, suspend, or discontinue any feature or service at our discretion with or without notice.

5. Acceptable Use

You agree not to:

• Use our platform for unlawful or fraudulent purposes;

• Attempt to gain unauthorized access to our systems;

• Reverse engineer or decompile any part of the platform;

• Upload viruses or harmful code;

• Impersonate any person or misrepresent your affiliation with Prime Metro Finance.

Violation of these rules may result in termination of your account and legal action.

6. Fees and Charges

Some banking services may carry fees as disclosed in our [Fee Schedule]. By using these services, you agree to pay the applicable charges, which may be debited directly from your account.

We reserve the right to update our fees at any time with reasonable notice provided to you.

7. Privacy and Data Protection

Your use of our services is subject to our Privacy Policy and Cookies Policy, which explain how we collect, use, and safeguard your personal information.

We process your personal data in accordance with the Swiss Federal Act on Data Protection (FADP) and the General Data Protection Regulation (GDPR) where applicable.

8. Intellectual Property

All content on our website and mobile apps – including logos, text, graphics, software, and trademarks – is the property of Prime Metro Finance Bank or our licensors and is protected by intellectual property laws. You may not copy, reproduce, or use this content without written permission.

9. Disclaimers

• Services are provided “as is” and “as available”, without warranties of any kind, either express or implied.

• We do not warrant that access will be uninterrupted or error-free.

• We are not responsible for any losses resulting from system downtime, technical issues, or cyberattacks beyond our control.

10. Limitation of Liability

To the fullest extent permitted by law, Prime Metro Finance Bank shall not be liable for:

• Any indirect, incidental, or consequential damages;

• Loss of data, revenue, or profits;

• Any claim related to unauthorized access unless caused by our gross negligence.

In any event, our liability shall not exceed the amount you have paid us (if any) for the services during the past 12 months.

11. Termination

We may suspend or terminate your access to the services at any time:

• If you breach these Terms;

• If required by law or regulatory authorities;

• If we suspect fraudulent activity or misuse.

You may also close your account by contacting us. Certain obligations (such as confidentiality and indemnification) will survive termination.

12. Governing Law and Jurisdiction

These Terms shall be governed by the laws of Switzerland, without regard to its conflict of laws principles.

Any dispute arising from or related to these Terms shall be subject to the exclusive jurisdiction of the courts in Genève, Switzerland.

13. Changes to the Terms

We may revise these Terms at any time. When we do, we will update the “Effective Date” at the top of this page and notify users via the platform or email where appropriate. Continued use of the services after changes implies acceptance.

14. Contact Information

If you have questions about these Terms or need support, please contact:

Prime Metro Finance Bank
Rue de Lausanne 78, 1202 Genève, Switzerland
Email: info@primemetrofinance.com